Although possibly most of those who use Apple pay They will know, because they have never asked the pin, many others have no idea, since they barely use this method, and they only do it when they leave the wallet at home, or do not have cash.
Today we are going to see how this tool works that we can find on the iPhone or Apple Watchs, and if there is any way to force us to ask us, since you may feel more secure if you lose your device or you They steal it.
Apple pay and card pin
Although Apple always seeks the greatest security for its users, it also wants an efficacy and speed as fast and reliable as possible, so, currently, if you link your card to its Apple Pay system, this You will not request the pin Never, make a purchase of 1 euro, or 5,000 euros, which for some can be insecure.
There is no way to force us to ask for the pinneither by Apple nor our bank, so if you were looking All with family and friends, can be insecure, since you sure know the key to a friend, couple, etc., and although you trust them, they will already have a way of paying whatever they want without limit.
What alternatives do we have?
Currently, there is no way to force our phone to ask for the pin, although it will always force us to unlock it. The only thing we can, is to remove the card, and use it physically, even carrying it in the case behind the iPhone. Request a duplicate, and always have one there. Thus, every time we spend the phone in the same way we did with Apple Pay, it will be the physical card, and not the iPhone tool, which accepts the payment, forcing us to put the pin at 50 euros, or the limit Let us have.
The importance of adding extra security
Although Apple Pay uses Face ID, Touch ID or the unlock code to authorize payments, it is normal for some to have that feeling of wanting a little more security. A good option is to take advantage of bank tools to put spending limits on your card. Today, almost all banks of banks let you activate notifications for each purchase and set a daily stop or by transaction.
If you worry about contact without pin, you can also deactivate payment without contact on your physical card. Thus you avoid scares if you lose it. And if you use Apple Pay, remember to have activated “look for my iPhone.” This function allows you to block the mobile at a distance if you lose it or steal it, preventing someone from using your cards.
And you, are you one of those who use Apple Pay, or are you afraid? Leave us a comment with your opinion.
